Frequently asked questions
Answers to the questions investors ask before getting started.
Can a foreign national own property outright in Dubai or Abu Dhabi?
Yes. In the UAE, non-residents can buy freehold property in designated areas, which cover most investment districts in Dubai and Abu Dhabi. The property is registered in your name with the land department (the DLD in Dubai). In Bali, the Maldives and Paris the ownership frameworks differ, and Lucretia guides you toward the structures suited to each jurisdiction.
What taxes apply to my investment?
In Dubai and Abu Dhabi there is no personal income tax, no annual property tax and no capital gains tax for individuals on real estate. As a French or European tax resident, however, you remain subject to the reporting obligations of your country of residence. We always recommend confirming your position with an independent tax adviser.
Can I finance my purchase as a non-resident?
Yes, several UAE banks offer mortgages to non-residents, generally requiring a higher down payment than for residents. Terms depend on your profile, your income and the type of property. Lucretia connects you with mortgage brokers and partner banks so you can compare offers.
How does a remote purchase work?
The entire process can be completed remotely: selection, virtual viewings, reservation, electronic signature and payment by international transfer. A power of attorney can be set up for local formalities where needed. Lucretia coordinates every step with developers, notaries and authorities to secure the transaction without requiring you to travel.
What costs should I plan for when buying?
In Dubai, the DLD registration fee is 4% of the price, plus administrative fees and, where applicable, an agency commission. Once you own the property, you pay annual service charges calculated per square foot to maintain the common areas, varying with the standing of the development. Lucretia provides a detailed all-in budget before any commitment.
Can my investment qualify me for the Golden Visa?
Yes. In the UAE, a real estate investment that meets the prevailing regulatory threshold (notably AED 2 million) can grant access to the Golden Visa, a renewable long-term residence permit. This visa can include your spouse and children. Lucretia assists you in preparing the file and handling the formalities with the authorities.
Is it better to invest off-plan or in the secondary market?
Off-plan offers staged payment plans and attractive entry prices, but involves a handover delay. The secondary market allows immediate letting and a concrete view of the property. The choice depends on your horizon, your cash flow and your objectives; Lucretia helps you weigh the options according to your strategy.
Can Lucretia manage the letting of my property?
Yes. We offer rental management covering tenant search, inventory checks, rent collection and property upkeep, for both long-term and short-term lets. You receive your rental income without having to handle the day-to-day from afar. The terms are tailored to each market and each type of property.
What does Lucretia's support involve?
Lucretia is an international real estate brokerage that supports you from defining your strategy through to post-acquisition management, across Dubai, Abu Dhabi, Bali, the Maldives and Paris. We source opportunities, negotiate, secure transactions and connect you with our financial, legal and tax partners. Our approach is dedicated to a discerning French-speaking clientele, with a single point of contact throughout the journey.